Investment process
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Origination
Initial investment evaluation through this step we asses needs, customer and transaction adherence within fund rules
and make an initial offer. Key for us is to establish customer transaction identification. -
Underwriting
Detailed investment evaluation depends on complexity and riskiness of the transaction and/or investment target.
To review a potential investment fund conducts a Due Diligence scope of which depends on investment complexity (legal, financial, tax, technical or environmental) -
Administration
Contracting and Investment monitoring set up. In this phase Portfolio monitoring team takes over from Front Office team
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Loan Maintenance
We are actively managing all our portfolio positions during vesting period and post investment (during loan amortization)
Modification of the structure based on investment progress (investment period, cost overruns)
Key deliverables
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AML and UBO review (CDD)
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Fund investment policy knock out criterion and limit review
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Pre rating
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Term sheet, Credit terms, MoU for the process
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Transaction structure
•
Credit application
including due diligence review•
Collateral valuation
•Credit terms finalization and legal contract preparation
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Investment decision
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Contract and documents validation
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Collateral and payment instruments
recording•
Booking and Archiving
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Investment monitoring set up
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Weekly to monthly disbursement
surveillance•
On monthly and quarterly basis client liquidity assessment and forecast, KPI performance and financial assessment and management discussion
